Loan Officer

Company: Union Bank
Location: Oakland
Posted on: June 6, 2021

Job Description:

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we have our clients best interest in mind and draw on more than 160 years of experience to understand their distinct needs to tailor our solutions. Were part of 180,000 colleagues around the globe striving to be the worlds most trusted financial group, knowing that trust starts with a culture of putting people first and empowering you to achieve your potential. Join Union Bank, where being inspired is expected and creating results is rewarded

We're seeking a Community Loan Officer to market residential loan programs to low and moderate income borrowers. By engaging and actively participating in related business development activities, you will build awareness and cultivate loan growth in targeted markets.

Responsibilities:

• Originate creditworthy home loans in designated low and moderate income areas.
• Perform regular and continuous broker calls and follow-up on referrals and direct inquiries.
• Understand client's needs by analyzing financial, earnings, and credit data to advise on loan scenarios and risk level.
• Ensure the timely processing and funding of loans.
• Gain exposure by crafting and leading training and information programs for local community groups.
• Develop internal and external working relationships that positively impact department efforts and Bank goals.
• Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs and efforts.
• Provide sales and product training to Community Banking branches as needed

Qualifications:

The right candidate will have:

• 3+ years' experience in residential real estate originations
• Knowledge of multiple loan types
• A successful sales track record with established and nurtured relationships
• Consultative, negotiation, and organizational skills

This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Keywords: Union Bank, Oakland , Loan Officer, Other , Oakland, California